Return of Premium Rider

While some other plans may offer a Mortgage Protection benefit, RubyGold Financial offers plans that can ultimately return all of the premiums you have paid over the term of your mortgage.

YES -- That's right -- with our Mortgage Protection you can select the Return of Premium Rider.

With the Return of Premium Rider, you can receive a full refund of all premiums at the end of the term period. It's simple: you get the death benefit if you die, and the money back if you live! However, any refund will be reduced by any rider benefits used, such as a disability or waiver of premium claim*


Learn more now, please click here.

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***Rider may vary from company to company.
**This rider is not available in all states.
*Refunds will be prorated if the policy is terminated early.

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