IRA

Individual Retirement Account/Annuity (IRA): A tax-deferred retirement account for individuals that allows a contribution of 100% of earned income up to a maximum of $3,000 per year. (A contribution of up to $3,000 may also be made by a spouse.) With a Traditional IRA, some or all of the contribution may be tax deductible, depending on the individual's income level and coverage by qualified retirement plans. With a Roth IRA*, the contribution is not tax deductible, but all earnings are tax free, provided certain conditions are met.

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The Information contained in this site is being provided with the understanding that it is not intended to be interpreted as specific legal or tax advise. Individuals are encouraged to seek the guidance of their own personal legal or tax counsel.

* Income restrictions apply,
not everyone can have a Roth IRA

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