Education IRA
Education Savings Account (ESA)

You can put away up to $2,000 per year (w/income restrictions) into an education IRA, the money grows tax-free and has preferential tax treatment upon distribution to the beneficiary who uses it for authorized education expenses. RubyGold has other college savings plans choose from, please call our office for further information. One of our financial service representatives will be able to assist you in evaluating what savings plan you should undertake to prepare for higher education costs, as well as in reviewing many of the tax-sheltered savings plans now sponsored by the various states, even for benefits of non-state residents.

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