How
are disability insurance premiums determined?
Disability premiums are based on your age, sex, occupation and the
amount of potential lost income you are trying to protect. In general,
the lesser the chance that your occupation puts you in harm's way,
the lower the premium. The higher the chance of injury, the bigger
the premium. So, for instance, an accountant working in an office
would have much lower disability income insurance premium than
a construction worker.
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RubyGold
Financial specializes in the Insurance, and Estate Planning Services
of:
Life Insurance, Long Term Care Insurance, Family Planning, Term Life
Insurance, Whole Life, Annuities, IRA, Retirement Planning, Smoker Life
Insurance, Disability Income Insurance, High Risk Life Insurance, Mortgage
Insurance, Indexed Annuities, Universal Life, Fixed Annuities, 412i,
401 (k), Business Planning, Indexed Life
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